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 Here are some tips to help you teach your teens to be financially responsible adults :  GET JOB : Teens have plenty to do these days, with school, sports, musical lessons and all the rest. It may seem or hear like a terrible use of time to have your teens work, too, but a job may provide them the most valuable education before they leave home. If they work hard, they get their own money, which give them new found freedom of being financially independent. OPEN A SEPARATE SAVING ACCOUNT : Open a separate saving account for teens, so that they can get idea of saving money and spending it wisely. Let them make a list of what they require, it may break your pattern of buying stuff for them, but this would make them financially supported by their own supporting system. GET THEM A CREDIT CARD :  When you finally ensure that saving account for the teens have showed up some of good financial work, then go for buying them a credit card. let it have small credit limit. ...

 A TO Z WORDS OF WISDOM   A dversity is the touchstone of friendship, it introduces a man to himself. B ook is the best friend; today and for ever. C arelessness does more harm than want of knowledge. D ecision should not be final except your decision to live creatively. E xperience is the best of School masters, only the school fees are heavy, F amily that prays together, stays together. G enerosity is the quality of the heart and not of mind. H appiness is one commodity that multiplies by dividing. I ntegrity of men is to be measured by their conduct and not by their profession. J ustice delayed is justice denied. K nowledge is the only treasure which cannot be stolen. L augh and the world laughs with you, weep and you weep alone. M ind is the parachute, it starts working only when it opens out. N onviolence is the supreme religion from time immemorial to eternity. O pportunity comes once, you never get second chance. P atience and preservance overcome mountains. Q uotations...